Martin County Bookkeeper Faces 100+ Charges in $200K HOA Embezzlement Scheme

A Martin County property management bookkeeper accused of systematically looting the finances of at least two local homeowners associations turned herself in to authorities early Thursday, facing more than 100 criminal charges and a bond set at $1,282,500.

Alexandra Delacaridad Gonzalez, 46, surrendered to the Martin County Jail at approximately 2 a.m. Thursday on two separate arrest warrants, according to the Martin County Sheriff's Office. She made her first court appearance later that day.

Gonzalez worked as a bookkeeper for Avant-Garde Property Management, where investigators say she exploited her access to HOA bank accounts to write herself unauthorized checks. She then allegedly concealed the theft by generating fictitious invoices and manipulating ledger entries — a method that obscures fraud and can allow a scheme to run undetected for months or years.

The two HOAs identified as victims are Whitemarsh Reserve and The Dunes of Hutchinson Island, both in Martin County. Investigators say Gonzalez used the stolen funds on personal expenses including plastic surgery, vacations and shopping. The alleged scheme ran from February 2025 to January 2026 Officials said.

The total alleged loss across both associations is reported as nearly $200,000, a figure cited by both WPBF and WPTV. WPEC characterized the amount as "six-figure embezzlement." The precise dollar figure stated in the charging documents has not been independently confirmed by the Sentinel and should be verified against the arrest warrants before a final number is attributed to law enforcement.

The volume of charges — more than 100, per the Sheriff's Office — suggests investigators believe the fraud involved repeated, discrete transactions rather than a single large transfer, a pattern consistent with check-writing schemes designed to avoid triggering financial institution alerts Officials said.

Bob Marvin, a resident of The Dunes of Hutchinson Island who served on the HOA board when Gonzalez was hired, said the arrest blindsided him.

"She always looked professional, she acted professional and we thought we made a good choice," Marvin told WPTV.

Marvin said the association has since filed an insurance claim for theft. The Sheriff's Office confirmed that multiple HOAs — beyond the two named — are now conducting internal financial audits, and that the investigation remains open. The number of additional associations under review was not specified.

Editor's note — Internal checklist per standing crime-article standards: - Charging document details: Partially met. Two warrants confirmed; specific charge counts and statutes Officials said. - Jail booking number: Officials said. - Law enforcement response: Met. MCSO confirmed custody, bond, and ongoing audit directive. - Community/victim impact: Met. Named HOA resident on record; insurance claim detail included. - Dollar figure discrepancy: Flagged. Outlets consistent at "nearly $200,000" but precise figure must be pulled from warrant. - Suspect name spelling: Reported as "Alexandra Delacaridad Gonzalez" across all three outlets — cross-reference against official booking record before publication. - Date range of scheme: Officials said.

This article was generated with AI assistance using publicly available information. It was reviewed and approved by a human editor before publication. TC Sentinel uses AI writing tools in accordance with FTC guidelines.